{"id":977,"date":"2014-08-14T05:39:05","date_gmt":"2014-08-14T05:39:05","guid":{"rendered":"https:\/\/kindale.com.au\/wpk\/?page_id=977"},"modified":"2014-08-14T07:04:46","modified_gmt":"2014-08-14T07:04:46","slug":"smsf-property-investments-loans","status":"publish","type":"page","link":"https:\/\/www.kindale.com.au\/wpk\/smsf-property-investments-loans\/","title":{"rendered":"SMSF Investments &#038; Loans"},"content":{"rendered":"<div class=\"wpb_row wf-container\" style=\"margin-top: 0px;margin-bottom: 0px\" >\n\t<div class=\"wf-cell wf-span-12 wpb_column column_container \">\n\t\t\t\n\t<div class=\"wpb_text_column wpb_content_element \">\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n<h4 style=\"text-align: center;\"><strong>We have access to an extensive panel of lenders which provide loan facilities for Self-Managed Superannuation Funds which wish to borrow to invest in either residential or commercial property.<\/strong><\/h4>\n\n\t\t<\/div> \n\t<\/div> \n\t<\/div> \n<\/div><div class=\"wpb_row wf-container\" style=\"margin-top: 10px;margin-bottom: 10px\" >\n\t<div class=\"wf-cell wf-span-12 wpb_column column_container \">\n\t\t\t<div class=\"hr-thin style-dotted\" style=\"width: 100%;\"><\/div>\n\t<\/div> \n<\/div><div class=\"wpb_row wf-container\" style=\"margin-top: 0px;margin-bottom: 0px\" >\n\t<div class=\"wf-cell wf-span-12 wpb_column column_container \">\n\t\t\t\n\t<div class=\"wpb_text_column wpb_content_element \">\n\t\t<div class=\"wpb_wrapper\">\n\t\t\tSo what are the main benefits of buying property within Super?<\/p>\n<ul>\n<li>The rental income on the property held in Super is taxed at only 15%. Outside Super tax is as high as 45%.<\/li>\n<li>After retirement rental income becomes tax free for properties held within Super.<\/li>\n<li>Capital gains on properties within Super is 0% post retirement. Outside Super this can be as high as 45%.<\/li>\n<li>Another advantage is the ability to leverage: you put down the deposit and cost using the funds in your Super, the rest can be borrowed against the property. This allows you to buy a much larger asset than you could, if you were relying on the Super funds alone.<\/li>\n<li>\u00a0You don\u2019t have to find a deposit for your investment property, because you already have money in super.<\/li>\n<li>\u00a0Because you are already getting Super injections from your employer, you are able to grow your fund balance without cutting into your household budget.<\/li>\n<li>\u00a0There is also an\u00a0opportunity to personally contribute extra funds into your Super very tax effectively, which is a great option for self employed and also opened for PAYG employees.<\/li>\n<\/ul>\n\n\t\t<\/div> \n\t<\/div> \n\t<\/div> \n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>We have access to an extensive panel of lenders which provide loan facilities for Self-Managed Superannuation Funds which wish to borrow to invest in either residential or commercial property. So what are the main benefits of buying property within Super? The rental income on the property held in Super is taxed at only 15%. Outside&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":[],"_links":{"self":[{"href":"https:\/\/www.kindale.com.au\/wpk\/wp-json\/wp\/v2\/pages\/977"}],"collection":[{"href":"https:\/\/www.kindale.com.au\/wpk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.kindale.com.au\/wpk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.kindale.com.au\/wpk\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kindale.com.au\/wpk\/wp-json\/wp\/v2\/comments?post=977"}],"version-history":[{"count":7,"href":"https:\/\/www.kindale.com.au\/wpk\/wp-json\/wp\/v2\/pages\/977\/revisions"}],"predecessor-version":[{"id":1013,"href":"https:\/\/www.kindale.com.au\/wpk\/wp-json\/wp\/v2\/pages\/977\/revisions\/1013"}],"wp:attachment":[{"href":"https:\/\/www.kindale.com.au\/wpk\/wp-json\/wp\/v2\/media?parent=977"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}